The Pros and Cons of a Big Tax Refund

Is receiving a big tax refund a reason to celebrate?

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Latest Available Stock Quotes
Ticker Name	Percent Difference (when noted with %) otherwise Last Price	Difference (where applicable)
Dow Jones Industrials	29,160.09	-0.09%
Dow Jones Transportation	11,143.42	+1.31%
Dow Jones Utilities	928.57	+0.94%
NYSE Composite	14,102.04	-0.06%
AMEX Composite	2,558.51	-0.16%
OSX Oil Service Sector Index	70.49	-1.65%

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